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Provided below are various reports. Purchasing a home without the services of a licensed real estate agent can lead to delays and contractual misrepresentations. These pages are not intended to replace the services of your agent. Consult an expert before taking any binding action.
  Unique Real Estate Opportunity
We have been interviewing with an auction company that is willing to hold a Key West real estate auction for the Lower Keys anticipated in the later half of October. The company would provide... ..
[Key West Unique Real Estate Opportunity ]


  Strapped insurers flee coastal areas
With the 2006 hurricane season starting in just five weeks, many home insurers from Texas to Florida to New York are canceling policies along the coast or refusing to sell new ones out of fear of another catastrophic storm. In the widest insurance retreat... ..
[Key West Strapped insurers flee coastal areas ]


  Plans would boost city housing
KEY WEST — The Planning Board on Thursday is slated to make recommendations on plans that could help ease the city's affordable housing problem... ..
[Key West Plans would boost city housing ]


  Key West Harbor dredging project finishe..
The heavy machinery that has been prompting questions and furrowed brows as it deepened the channel in front of Ocean Key Resort during sunsets has completed its mission, which began in 2004 with a Navy-funded $36 million dredging of the ship channel... ..
[Key West Key West Harbor dredging project finished ]


  Credit Info
Your credit score is based on the information contained in your credit report. ..
[Key West Credit Info ]


  Real Property Definition
Real property is generally defined as land and the things permanently attached to the land. ..
[Key West Real Property Definition ]


  Negotiating a Contract
If the terms and conditions of the deal aren't acceptable, you might want to pause and think twice. ..
[Key West Negotiating a Contract ]


  Sell Your Home Fast
Should you hold out until you have an offer that matches your asking price? ..
[Key West Sell Your Home Fast ]


  Pick An Offer
Picking among several offers isn't always as easy as choosing the highest price, especially in hot markets. ..
[Key West Pick An Offer ]


  Marketing Info
Your broker's marketing efforts and considerations will include advertising, showing the property, how long the house has been on the market and whether you're buying another home. ..
[Key West Marketing Info ]


  Multiple Offers
What do you do if you receive multiple offers? ..
[Key West Multiple Offers ]


  Housing Market Info
Here are some helpful definitions to help you follow the numbers. ..
[Key West Housing Market Info ]


  Real Estate Appraisal Info
Consumers tend to have some misconceptions about the appraisal process ..
[Key West Real Estate Appraisal Info ]


  Real Estate FSBO Advice
For most people, a for-sale-by-owner (FSBO) transaction simply isn't in the cards. ..
[Key West Real Estate FSBO Advice ]


  Real Estate Tax Benefits
Uncle Sam helps you in three ways when you own your home. ..
[Key West Real Estate Tax Benefits ]


  Home Loans
How much home can you afford? ..
[Key West Home Loans ]


  Closing a Home
This will likely be your last time to do a walkthrough.. ..
[Key West Closing a Home ]


  Negotiating Tips
Learn how to negotiate the very best deal possible! ..
[Key West Negotiating Tips ]


  Home Inspector Worksheet
New home or not, it pays to know what to look for in its structure, equipment and surroundings. Give this article a browse before you buy. ..
[Key West Home Inspector Worksheet ]


  Debt To Income Ratio
Here's an explanation of debt to income ratio which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. ..
[Key West Debt To Income Ratio ]


  Select a Mortgage
The two most common types of mortgages are fixed-rate mortgages and adjustable-rate mortgages, known as ARMs. ..
[Key West Select a Mortgage ]


  Mortgage Loan
The mortgage amount is the amount of money you borrow from a lender to pay for your house. ..
[Key West Mortgage Loan ]


  Comparison Shopping
Let this home comparison chart assist in your final home purchasing descision. ..
[Key West Comparison Shopping ]


  Approval Letters
Obtaining a pre-approval letter before your home search is a good idea! ..
[Key West Approval Letters ]


  Your Wish List
Making a Wish List can save you valuable time! ..
[Key West Your Wish List ]


  Confidence and Experience
A confident buyer will always get the best deals. You too can be confident if you learn what to expect! ..
[Key West Confidence and Experience ]


  Home Ownership: Are You Prepared?
You can find out by asking yourself some questions.. ..
[Key West Home Ownership: Are You Prepared? ]


  Buy vs Rent
Renting can be a great choice. Find out if Renting is better than buying. ..
[Key West Buy vs Rent ]


  2006 Sales Tax Holiday for Hurricane
For the period beginning 12:01a.m., May 21, 2006, and ending at midnight, June 1, 2006, the 2006 Florida Legislature enacted and the Governor approved a tax-free period directing ..
[Key West 2006 Sales Tax Holiday for Hurricane ]


  Wind Models Based on Less Data
A former state insurance commissioner says wind insurers nationwide pressured companies that produce computer-simulated models, upon which they base their rates, to change their formulas so the insurers could charge higher rates... ..
[Key West Wind Models Based on Less Data ]


  Building-rights swap in limbo
Two controversial development deals that the late County Commissioner Murray Nelson was negotiating may face obstacles without his support. Commissioner George Neugent, who has vowed to fight a Big Pine Key trailer park redevelopment... ..
[Key West Building-rights swap in limbo ]


  Understanding Your Credit
Understanding Your Credit can mean the difference of owning vs not owning! ..
[Key West Understanding Your Credit ]


  Fico Scores Effect Purchasing
FICO® scores were developed by Fair Isaac & Company, Inc. for each of the credit repositories. ..
[Key West Fico Scores Effect Purchasing ]


  Property Investment
Is Real Estate A good Investment? This report will try to answer that question. ..
[Key West Property Investment ]


  Real Estate Negotiation
Negotiating a purchase agreement is perhaps the trickiest aspect of any real estate transaction. ..
[Key West Real Estate Negotiation ]


  Real Estate Tax Advice
Selling a home can have a major impact on your federal and state tax returns. ..
[Key West Real Estate Tax Advice ]


  Open House Expectations
Was vacating your home for four or five prime-time hours worth the inconvenience? ..
[Key West Open House Expectations ]


  Listing Real Estate
A listing agreement is a binding legal contract that shouldn't be taken lightly. ..
[Key West Listing Real Estate ]


  Getting Real Estate Ready
A house that "sparkles" on the surface will sell faster than its shabby neighbor, even though both are structurally well-maintained. ..
[Key West Getting Real Estate Ready ]


  Pricing Your Property
Pricing decisions should be grounded in reality rather than wishful thinking. ..
[Key West Pricing Your Property ]


  More Tax Advice
Selling a home can have a major impact on your federal and state tax returns. ..
[Key West More Tax Advice ]


  Real Estate Appraisal
Jump start your understanding of your home's value by getting a free estimated valuation. ..
[Key West Real Estate Appraisal ]


  Loan Closing Advice
WHAT CAN I EXPECT TO HAPPEN ON CLOSING DAY? ..
[Key West Loan Closing Advice ]


  Closing Costs
This checklist will help you understand all the costs related to your closing. ..
[Key West Closing Costs ]


  After The Loan
What happens after I have applied for my loan? ..
[Key West After The Loan ]


  Property Negotiation
There are some important questions you should ask before going ahead with any contract. Are you getting the best deal? ..
[Key West Property Negotiation ]


  Home Insurance
Is Home Owner's Insurance really required? ..
[Key West Home Insurance ]


  Your Loan
There are several things you need to think about before you apply for your loan! ..
[Key West Your Loan ]


  Mortgage Alternatives
A wide selection of mortgages is available. Your challenge is to select the loan terms that are most favorable to your situation. ..
[Key West Mortgage Alternatives ]


  Effective Offer Writing
A written proposal is the foundation of a real estate transaction. This is where a little know how goes a long way.. ..
[Key West Effective Offer Writing ]


  Home Selection
Here are some tips to help determine which house is best for you. ..
[Key West Home Selection ]


  Real Estate Ads
Real estate ads are usually full of acronyms and terms that are unfamiliar to first-time buyers. Here's a cheat sheet to let you in on the lingo. ..
[Key West Real Estate Ads ]


  Find your Dream
Finding your dream home is not hard if you know what steps to take! ..
[Key West Find your Dream ]


  Ownership Advice
By following these tips, home ownership will be a much smoother experience. ..
[Key West Ownership Advice ]


  Buying an Affordable Home
There are multiple factors to consider when choosing your new home ..
[Key West Buying an Affordable Home ]


  Checklist for Home Buyers
This checklist will help you find the home of your dreams today!! ..
[Key West Checklist for Home Buyers ]


  How can the state’s program help you
What are the benefits of using the Florida Housing Finance Corporation’s loan program? It offers 30-year fixed low-interest rate mortgages along with down payment and closing cost assistance. Who is eligible for the program? ..
[Key West How can the state’s program help you ]


  State loan program offers
After years of watching prices soar out of their reach, help may be on the way for low- and middle-income families looking to buy a home. The Florida Housing Finance Corp., created by the state Legislature to administer state and federal affordable housing programs, has $77 million available this year... ..
[Key West State loan program offers ]


  County puts wind lawsuit on agenda
Two Monroe County commissioners say they want to sue Citizens Property Insurance Corp. and/or the state to bring wind insurance rates in line with other areas of the state... ..
[Key West County puts wind lawsuit on agenda ]


  Mortgage Funding Info
Mortgages for commercial deals can be funded if you know how to write a successful presentation. ..
[Key West Mortgage Funding Info ]


  Property Rights
You have a right to do with the land as you please, subject to restrictions imposed by law. ..
[Key West Property Rights ]


  Property Trust(s)
The REIT Story Real Estate Investment Trusts (REITs) were created by Congress in 1960 but played a very limited role in real estate investment for more than three decades. ..
[Key West Property Trust(s) ]


  Dont Let It Fall Through
What makes a deal fall through? Avoid the common pitfalls! ..
[Key West Dont Let It Fall Through ]


  Property Inspection
Regardless of what the inspector may uncover, you shouldn't be overly concerned about the actual home inspection ..
[Key West Property Inspection ]


  Your Open House
Public open houses may be more beneficial for the agents themselves than for the home sellers. ..
[Key West Your Open House ]


  Selling My Property
The age-old observation that "you never get a second chance to make a first impression" certainly applies when it comes to attracting buyers to a for-sale home. ..
[Key West Selling My Property ]


  Real Estate List Price
Setting the list price for your home is an important first step to selling your home! ..
[Key West Real Estate List Price ]


  Property Appraisal
Property appraisal is a very important part of any new home purchase! ..
[Key West Property Appraisal ]


  Real Estate Agent
A real estate agent can help you understand everything you need to know about the selling process. ..
[Key West Real Estate Agent ]


  Real Estate Tax Shelter(s)
More Americans than ever own homes because it's the ultimate tax shelter. ..
[Key West Real Estate Tax Shelter(s) ]


  Escrow Advice
How much money will I have to come up with to buy a home? ..
[Key West Escrow Advice ]


  Review A Closing
Review the many activities that you need to make sure are performed before closing. ..
[Key West Review A Closing ]


  Credit History
How does my credit history affect my ability to qualify? ..
[Key West Credit History ]


  Safety Inspection
Before you buy, consider getting a home health and safety inspection. Asbestos anyone? ..
[Key West Safety Inspection ]


  Home Inspection
This report will provide you with the information about home inspections ..
[Key West Home Inspection ]


  Apply for a Mortgage
Shopping for a mortgage is the first step toward owning a home and perhaps the most daunting, especially if you are not prepared. ..
[Key West Apply for a Mortgage ]


  Basic Mortgage
Likely the largest debt you'll ever take on, a mortgage is a loan to finance the purchase of your home. ..
[Key West Basic Mortgage ]


  Mental Control
Don't let your emotions overrule a reasonable assessment of whether a particular home really meets your needs. ..
[Key West Mental Control ]


  Home Hunt
Narrow your home search by identifying neighborhoods that are right for you. ..
[Key West Home Hunt ]


  House Search
Buying a home? These tips can help you find the home of your dreams! ..
[Key West House Search ]


  A REALTOR Can Help
A professional real estate agent can help you find the home of your dreams in less time than you though possible! ..
[Key West A REALTOR Can Help ]


  Young Buyer
How Much Do I Have to Save to Buy A Home? What benefits can I expect being a young person? What obsticles should I be aware of? ..
[Key West Young Buyer ]


  Home Ownership : How To
This article continues to explore the benefits of home ownership. You will descover facts which may leave you surprised.. ..
[Key West Home Ownership : How To ]


 

 

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